The Servicemembers Civil Relief Act, also known as SCRA, is a federal law that protects individuals who are entering the service, active duty members, and all other reserve and national guard service members from certain civil obligations, such as financial burdens while being in the service or in a deployed environment. The law also protects the family members of those service members.
Such protections may include:
- Credit card debts
- Mortgages on your home
- Lease terminations
- Rental and Eviction protections while deployed
The eligibility for SCRA differs for reservists and the national guard. In these cases, you are covered only for the time you are called up for active duty.